Explore Affordable Boat Insurance in New York
Secure your waterborne adventures with comprehensive boat insurance. Whether your boat sets sail or rests ashore, our coverage is designed to keep you afloat in times of uncertainty. Watercraft liability coverage ensures that you're financially protected if you accidentally harm someone or damage their property while navigating the waterways. And if you ever find yourself injured in a boating mishap, watercraft medical payments coverage is there to help ease the burden of medical bills.
Steve, Your Trusted Boat Insurance Advisor in NY
In times of the unexpected, Steve, your dedicated insurance expert in NY, is here to provide you with a safety net through our property coverage for your boat. He steps in to offer support when you've encountered mishaps like collisions with other vessels or stationary objects, instances of theft, vandalism, or even the ravages of fire. Whether it's during the bustling on-season or the tranquil off-season, Steve offers protection against a spectrum of potential perils.
Types of Boat Coverages:
Watercraft Medical Payments Coverage
Pays for medical expenses or funeral costs if you or anyone on your boat is injured in an accident.
Watercraft Liability Coverage
Protects you from financial responsibilities related to accidents, including repair or replacement costs, medical expenses, loss of income, and funeral expenses for others involved.
Property Coverage
Covers damages to your boat caused by accidents with other boats, docks, piers, buoys, or debris.
Repair Cost Endorsement Coverage
Provides coverage for your boat, motor, boat equipment, or trailer up to policy limits.
Emergency Services Coverage
Repays up to $100 for towing, mechanical labor at the breakdown site, and delivery of fuel, oil, or a battery.
Uninsured Watercraft Coverage
Helps cover injuries sustained by you, your family, or anyone on your boat in an accident with an uninsured boater.
Agreed Value Option
Provides reimbursement for your boat's initial value at the start of the policy, regardless of the current market value.
Personal Effects Coverage
Helps protect your fishing equipment and personal belongings from damage, loss, or theft.
Additional Boat Equipment Coverage
Covers boat accessories like anchors, life jackets, and navigation gear up to policy limits.
Boat Trailer Coverage
Covers trailer damages resulting from accidents or unforeseen incidents up to policy limits.
Discounts & Savings
- Multi-Policy Discount
- FullPay® Discount
- Homeownership Discount
- Boat Education Discount
- Easy Pay Plan® Discount
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